Pengaruh Literasi Keuangan dan Teknologi Keuangan terhadap Kinerja UMKM
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Abstract
This research investigates the impact of financial literacy, and financial technology on MSME performance. A total of 250 MSME respondents residing in DKI Jakarta and utilizing financial technology services participated in the study. Data collection was carried out using a questionnaire distributed via Google Forms, with respondents selected through non-probability sampling using a purposive sampling approach. The data analysis was conducted using Structural Equation Modeling-Partial Least Squares (SEM-PLS) with the SmartPLS 4.0 software. The results reveal that financial literacy significantly and positively influences MSME performance and financial technology contributes significantly and positively as well.
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