Faktor-Faktor yang Mempengaruhi Financial Satisfaction

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Published: Oct 31, 2024
DOI: https://doi.org/10.24912/jmk.v6i4.32730
Keywords:
pengetahuan keuangan sikap keuangan perilaku keuangan kepuasan keuangan financial knowledge financial attitude financial behavior financial satisfaction

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Anna Yulyana Chandra
Universitas Tarumanagara
Hendra Wiyanto
Universitas Tarumanagara

Abstract

Penelitian ini bertujuan untuk menguji pengaruh Pengetahuan Keuangan dan Sikap Keuangan terhadap Kepuasan Keuangan dengan Perilaku Keuangan sebagai variabel intervening pada mahasiswa di Jakarta Barat. Metode pengambilan data menggunakan non-probability sampling dengan jenis purposive sampling method. Sampel yang terkumpul sebanyak 100 sampel yang disebarkan secara online melalui google form. Teknik analisis data menggunakan bantuan software Smart PLS 4.0. Hasil penelitian menunjukkan bahwa terdapat pengaruh positif antara pengetahuan keuangan dan sikap keuangan terhadap perilaku keuangan. Pengetahuan keuangan dan perilaku keuangan berpengaruh positif terhadap kepuasan keuangan. Sikap keuangan tidak berpengaruh terhadap kepuasan keuangan. Perilaku keuangan memediasi pengetahuan keuangan dan sikap keuangan terhadap kepuasan keuangan.
 

This study aims to examine the effect of Financial Knowledge and Financial Attitudes on Financial Satisfaction with Financial Behavior as an intervening variable for students in West Jakarta. The data collection method uses non-probability sampling with purposive sampling method. The sample collected was 100 samples which were distributed online via google form. The data analysis technique uses the help of Smart PLS 4.0 software. The results showed that there was a positive influence between financial knowledge and financial attitudes on financial behavior. Financial knowledge and financial behavior have a positive effect on financial satisfaction. Financial attitudes have no effect on financial satisfaction. Financial behavior mediates financial knowledge and financial attitudes towards financial satisfaction.

Article Details

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Vol. 6 No. 4 (2024): Jurnal Manajerial dan Kewirausahaan
Section
Articles
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Author Biographies

Anna Yulyana Chandra, Universitas Tarumanagara

Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara Jakarta

Hendra Wiyanto, Universitas Tarumanagara

Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara Jakarta

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