URGENSI PEMBENTUKAN UNDANG-UNDANG KHUSUS PERLINDUNGAN DATA PRIBADI DI INDONESIA DALAM MEWUJUDKAN HARMONISASI HUKUM PERLINDUNGAN PRIVASI DAN DATA PRIBADI DALAM ERA DIGITAL (STUDI KASUS: INDUSTRI FINANCIAL TECHNOLOGY (FINTECH) BERBASIS PEER TO PEER LENDING

Abstrak

The collection and dissemination of personal data without the permission of the data owner is a
violation of a person's privacy because privacy rights include the right to determine whether or not to
provide personal data. Personal data is an asset or commodity of high economic value. The
development and growth of Financial Technology or Fintech in Indonesia then requires Indonesia to
make laws that specifically regulate and can strictly monitor and regulate the sustainability of Fintech
in Indonesia. Although Fintech is very profitable for the Indonesian economy, Fintech also has the risk
of violating the law because it involves many legal subjects, such as criminal, civil and administrative
violations. Many violations are found in Fintech in Indonesia such as consumer rights violations,
personal data violations, and illegal Fintech. Therefore, the urgency of the establishment of a special
law on the protection of personal data in Indonesia is needed, in order to realize the harmonization of
the law on the protection of privacy and personal data in cyberspace in the digital era. Personal data
in electronic systems includes protection against the collection, collection, processing, analysis,
storage, display, announcement, transmission, dissemination, and destruction of personal data.