Pengetahuan Keuangan terhadap Niat Investasi Saham pada Generasi Milenial
Main Article Content
Abstract
Tujuan dari penelitian ini adalah untuk menganalisis apakah 1) pengetahuan keuangan dapat mempengaruhi niat investasi saham; 2) sikap keuangan dapat mempengaruhi niat investasi saham. Sampel diperoleh dengan metode purposive sampling dengan total 302 responden di JABODETABEK dan dianalisa dengan SmartPLS 3.0.0. Hasil penelitian ini menunjukkan bahwa sikap keuangan memiliki pengaruh yang signifikan terhadap niat investasi saham. Sedangkan, pengetahuan keuangan tidak memiliki pengaruh yang signifikan.
The purpose of this research is to examine whether 1) financial knowledge can influence stock investment intention; 2) financial attitude can influence stock investment intention. Sample was collected by purposive sampling method with total amount 302 respondent in JABODETABEK and analyzed with SmartPLS 3.0.0. The result of this study show that financial attitude have significant effect to stock investment intention. On the contrary, financial knowledge does not have significant effect to stock investment intention.
Article Details
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
This work is licensed under a Jurnal Muara Ilmu Ekonomi dan Bisnis Creative Commons Attribution-ShareAlike 4.0 International License.,/p>
References
Ajzen, I. (1991). The Theory of Planned Behavior. Organizational Behavior and Human Decision Processes, 50(2), 179-211. doi:https://doi.org/10.1016/0749-5978(91)90020-T
Ajzen, I., & Fishbein, M. (1972). Attitudes and normative beliefs as factors influencing behavioral intentions. Journal of Personality and Social Psychology, 21(1), 1-9. doi:https://psycnet.apa.org/doi/10.1037/h0031930
Akhtar, F., & Das, N. (2018). Predictors of Investment Intention in Indian Stock Markets: Extending the theory of planned behaviour. International Journal of Bank Marketing. doi:https://doi.org/10.1108/IJBM-08-2017-0167
Apostolakis, G., Van Dijk, G., Blomme, R., Kraanen, F., & Papadopoulos, A. (2018). Predicting pension beneficiaries’ behaviour when offered a socially responsible and impact investment portfolio. Journal of Sustainable Finance And Investment. doi:https://doi.org/10.1080/20430795.2018.1429148
Arianti, B. (2018). The Influence of Financial Literacy, Financial Behavior and Income On Investment Decision. Economics and Accounting Journal, 1(1).
Arifin, A., Kevin, & Siswanto, H. (2017). THE INFLUENCE OF FINANCIAL KNOWLEDGE, FINANCIAL CONFIDENCE, AND INCOME ON FINANCIAL BEHAVIOR AMONG THE WORKFORCE IN JAKARTA. Jurnal Ilmiah Manajemen, VII(7), 37-47. https://doi.org/10.22441/jurnal_mix
Claudia, C., & MN, N. (2019). Emotional Intelligence, Risk Aversion, External Locus of Control, Financial Literacy Serta Demografi Sebagai Prediktor Risky Investment Intention. Jurnal Manajerial dan Kewirausahaan, I(2), 153-163. https://doi.org/10.24912/jmk.v1i2.5074
Coskun, A., & Dalziel, N. (2020). Mediation effect of financial attitude on financial knowledge and financial behavior: The case of university student. International Journal of Research in Business and Social Science, 9(2), 1-8. doi:http://dx.doi.org/10.20525/ijrbs.v9i2.647
Fornell, C., & Larcker, D. (1981). Evaluating Structural Equation Models with Unobservable Variables and Measurement Error. Journal of Marketing Research, 18(1), 39-50. doi:https://doi.org/10.1177/002224378101800104
Ghozali, I., & Latan, H. (2015). Partial Least Squares: Konsep, Teknik dan Aplikasi SmartPLS 2.0 M3. Badan Penerbit Universitas Diponegoro.
Hair, J., Ringle, C., Sarstedt, M., & Hult, T. (2017). A Primer on Partial Least Squares Structural Equation Modelling (PLS-SEM) (2nd ed.). SAGE Publications, Inc.
Klontz, B., Lutter, S., Mentzer, J., & Klontz, T. (2011). Money Beliefs and Financial Behaviors: Development of the Klontz Money Script Inventory. Journal of Financial Therapy, 2(1), 1-22. doi:http://dx.doi.org/10.4148/jft.v2i1.451
Kustodian Sentral Efek Indonesia. (2021, November). Demografi Investor. Retrieved from Publikasi: https://www.ksei.co.id/publications/demografi_investor
Lai, C.-P. (2019). Personality Traits and Stock Investment of Individuals. Sustainability, 11(19). doi:https://doi.org/10.3390/su11195474
Li, L. (2013). Investment Intentions: A Consumer Behaviour. Western Australia.
Lusardi, A., & Mitchell, O. (2007). Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth. Journal of Monetary Economics 54, 205-224.
Nugraha, B., & Rahadi, R. (2021). Analysis of Young Generations toward Stock Investment Intention: A Preliminary Study in an Emerging Market. Journal of Accounting and Investment, 22(1), 80-103. doi:https://journal.umy.ac.id/index.php/ai/article/view/9606
OJK (Otoritas Jasa Keuangan). (2015). Yuk Nabung Saham. Retrieved from https://yuknabungsaham.idx.co.id/
Onasie, V., & Widoatmodjo, S. (2020). Niat Investasi Generasi Milenial Di Pasar Modal. Jurnal Manajerial dan Kewirausahaan, II(2), 318-326. https://doi.org/10.24912/jmk.v2i2.7924
Otoritas Jasa Keuangan (OJK). (2021). Retrieved from Sikapi Uangmu: https://sikapiuangmu.ojk.go.id/FrontEnd/CMS/Article/10507
Pradhana, R. (2018). Pengaruh Financial Literacy, Cognitive Bias, Dan Emotional Bias Terhadap Keputusan Investasi (Studi Pada Investor Galeri Investasi Universitas Negeri Surabaya). Jurnal Ilmu Manajemen, 6(3).
Pradhana, R. (2018). PENGARUH FINANCIAL LITERACY, COGNITIVE BIAS, DAN EMOTIONAL BIAS TERHADAP KEPUTUSAN INVESTASI (STUDI PADA INVESTOR GALERI INVESTASI UNIVERSITAS NEGERI SURABAYA). Jurnal Ilmu Manajemen, 6(3).
Sang, L. T., Mail, R., Karim, M. R., A.B.U, Z. K., Jaidi, J., & Noordin, R. (2018). A Serial Mediation Model of Financial Knowledge On The Intention To Invest: The Central Role Of Risk Perception And Attitude. Journal of Behavioral dan Experimental Finance. doi:https://doi.org/10.1016/j.jbef.2018.08.001
Tambunan, D. (2021). Investasi Saham di Masa Pandemi COVID-19. Jurnal Sekretari dan Manajemen, 4(2).
Tran, B., Nguyen, H., Le, H., Latkin, C., Pham, H., Vu, L., . . . Ho, R. (2020). Impact of COVID-19 on Economic Well-Being and Quality of Life of the Vietnamese During the National Social Distancing. Front Psychol.