ANALISIS TERHADAP RUMAH YANG TERIKAT JUAL-BELI YANG DIJAMINKAN KE BANK SECARA SEPIHAK (STUDI KASUS PUTUSAN PN JAKARTA BARAT NOMOR 339/Pdt.G/2018/PN.Jkt.Brt.)

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Vindy Kusuma
Mia Hadiati

Abstract

Society utilize the land as a place to do business and place to live which it means a house. House can
be obtained from buy and sell transaction upon the agreement of the parties. Problems can be found in
transaction process as in the case of West Jakarta District Court Decision Number
339/Pdt.G/2018/PN.Jkt.Brt. regarding the seller committing an unlawful act by pledging a house
certificate bound by a sale-purchase agreement without buyer permission. The problem are how is the
status of the buyer ownership rights of the house that is pledged to the bank without buyer permission
and how is the buyer legal protection for the house that is guaranteed to the bank without the buyer
permission. The research method using legal research normative data supported by interviews. The
research result shows the buyer is not the owner of the house because the process of transferring
ownership has not been carried out and the certificate is still listed as the name of the seller, but it’s the
right of the buyer to have the house, because the buyer has done his obligations to pay the price house
in installments, so the house cannot be guaranteed by the bank. Buyer don’t get legal protection
because the buyer lost in court. Buyer must file a re-suit to the court by providing a legal basis and
withdraw the parties involved in the case with the aim of providing arguments for the lawsuit in the
court.

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References

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Diakses tanggal 10 Maret 2022.