KEDUDUKAN HUKUM AGEN ASURANSI BERDASARKAN UNDANG-UNDANG NOMOR 13 TAHUN 2003 TENTANG KETENAGAKERJAAN

Abstract

Insurance agents play an important role in the success of insurance companies. They are in charge of
representing their company in marketing the products that they sell, as well as providing assistance in
filing company documents and performing transactions with the customers of their company. The basis
of cooperation between insurance agents and their company is an agency agreement that contains
elements that revolves around work, orders and wages agreed upon by both the insurance company
and their agents who are assigned to represent the company whenever they interact and provide
services to their customers. This is a normative research with descriptive methods. The results
concluded from this research is that the position of the insurance agents can not be regulated directly
in the Manpower Act. Insurance agents are only freelance workers who have signed an agreement that
is subject to the provisions of Article 1320 and Article 1338 of the Civil Code. The agency agreement
itself fulfills the characteristics of a work agreement that contains elements that revolves around work,
orders and wages. However, insurance agents themselves can be classified as workers who work and
receive wages.