Wahyuningsih RD, Shanti NPK, Hanifah RAN. Peran kontributif entrepreneurship ecosystem dan embedded finance terhadap transformasi bisnis digital UMKM Kota Malang. J. Mnj. Bisnis dan Kwh [Internet]. 2024 Jul. 29 [cited 2025 Jul. 19];8(4):983-94. Available from: https://journal.untar.ac.id/index.php/jmbk/article/view/29493