Rahmawati, D., A. R. Thaha, and A. Priyanto. “Financial Literacy, Digital Transformation Adoption, and Their Significance to the MSMEs Performance in Bandung City”. Jurnal Manajemen Bisnis Dan Kewirausahaan, vol. 7, no. 1, Jan. 2023, pp. 213-2, doi:10.24912/jmbk.v7i1.20702.