JOHAN, Suwinto. The structure of consumer finance industry in emerging market (Empirical evidence: Indonesia 2000-2015). Jurnal Manajemen Bisnis dan Kewirausahaan, Jakarta, Indonesia, v. 1, n. 2, p. 9–16, 2017. DOI: 10.24912/jmbk.v1i2.4771. Disponível em: https://journal.untar.ac.id/index.php/jmbk/article/view/4771. Acesso em: 15 feb. 2025.