IMPLEMENTATION OF E-CARDS FOR BUDDHIST CLERKS IN IMPROVING SERVICE EFFECTIVENESS AND BUDGET EFFICIENCY AT THE DIRECTORATE GENERAL (DITJEN) OF BUDDHIST COMMUNITY GUIDANCE (BIMAS). JBMI [Internet]. 2025 Aug. 30 [cited 2026 Mar. 2];8(2):300-8. Available from: https://journal.untar.ac.id/index.php/baktimas/article/view/34757